Parkes Phoenix Editor

For the past four years, Carolyn Keep and Debbie Veale have successfully been organising The Pink Night. However, this year the event held at the Trundle Service and Citizens Club on 3rd May surpassed all expectations after raising an astonishing $20,458 for women’s cancer.

Almost immediately after securing celebrity sports presenter, Michael Cain from Channel 10, Carolyn and Debbie knew it would be a great night!

“Michael managed to gather up some amazing sporting memorabilia, including NRL premium grand final tickets. This was the highest bid item for the evening, going for $1,275 to a lovely lady from Forbes who lost her husband to cancer,” said Carolyn.

“That’s how the rest of the night continued with so many other beautiful people, all having a story of their own. We laughed a lot and we cried a lot.”

“It’s always a night filled with emotion, compassion and determination to help in any way we can to end all the loss from this horrid thing called cancer,” she continued.

Carolyn feels incredibly lucky to live in Trundle. “Ït’s a tiny town with the biggest heart on the planet! We don’t ask for any donations or advertise for helpers, it just comes! Everything in the auction is dropped off in the weeks leading up to this extraordinary event and our tireless helpers work all night after they have finished work,” said Carolyn.

This year’s raffle had over 36 prizes and the auction about the same, live music played in the car park arena and the dance floor remained packed.

“We would like to say a massive ‘thank you’ to each and every person that helped make the evening such a phenomenal success,” said Carolyn.

Guarantor loans have become prevalent in recent times as banks try to spread the liability for loans. These types of loans are usually structured in such a way that the loan is secured by both the property you are buying and the property owned by the guarantor. Here are some types of guarantees:

1. Security guarantee: First time home buyers with an excellent credit history but no deposit will use this type of guarantee. The guarantor, called an ‘equity guarantor’ by some lenders, uses real estate they own as additional security for the mortgage in question. If the guarantor has a loan on their property already, the bank can usually take a second mortgage as security.

2. Security and income guarantee: These guarantors are often parents helping their child who is a student or who has insufficient income to buy a property. The lender will use the parents’ property as additional security and rely on the parents’ income to prove that the loan is affordable.

3. Limited guarantee: The guarantor only guarantees a part of the loan. This is mostly used with security guarantors to reduce the potential liability secured on the guarantor’s property. Guarantees can either be limited or unlimited, depending on both the guarantor’s wants and the lender’s requirements.

If you use a limited guarantee, then you are reducing the guarantor’s exposure to your mortgage although you may still be up for interest and charges by the bank in excess of the limit of the loan.

Some banks require the customer to obtain independent legal advice from a solicitor. If we at Matthews Williams can help you on any legal matter, feel free to call us.

There has been a significant increase in people coming forward needing assistance over the past 12 months. Lt Cameron Lovering of the Parkes and Forbes Salvation Army said at the launch of the annual Red Shield Appeal last week, that they saw the effects of the drought on a daily basis. He said 80 percent of funds raised this year would go straight back into the local community.

The target this year is to raise $9,000. Volunteers are needed to help out at two static points in Forbes during the week starting 20th May, and volunteers to help the doorknock campaign on 25th and 26th May.

Contact Maryanne Lovering on 0431 731 531 to offer assistance.

Cameron said another way to support was to donate items to the Family Store. “The store is our primary source of income. The more donations we get, the more money we can raise.”

At the launch community members, who had been offered assistance, delivered testimonials of what it had meant to them. Bill Atkins and Nyomi Pratt encouraged everyone to support “the wonderful cause”.

Volunteer supervisor Robyn Hohnberg said it was such a good feeling to give back to the community.

By Maggi Barnard